Jan. 17th, 2013

alexseanchai: Blue and purple lightning (Default)
[personal profile] alexseanchai
I now have a little wooden box with a lock. It contains all but one of my credit cards, plus one of my debit cards, such that what remains in my wallet is the debit card hooked to my flexible-spending health-expenses account, the debit card hooked to my primary checking account, and one credit card in case of emergency. I think I am also going to get in the habit of keeping hardly any money in that checking account, transferring everything I need to cover that month's bills into savings and pulling it back into checking the day before the bill in question comes due.

This won't make it impossible to use those cards—I think I have at one point or another used every single one of them for an Amazon purchase, so Amazon remembers them all, and while the box is going to live two floors up from my computer, I don't have trouble with stairs and the key will live on my keyring in my purse—but it'll make it a lot harder. Can't spend money while out of the house using a card that's in the house, after all.


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