Thank you for your suggestions. I'm really hesitant to put anything on the credit cards. We're on 1 income and had really high credit card bills until we paid them off with the pay she got when she was laid off. We're already starting to carry small balances ($100-$500) each month on a couple of them and I want to stop doing that. One of the cards we use to order fresh produce (the stuff in the store is shockingly not that fresh here & this place has good prices & freshness).

I'm also trying to avoid the automatic debit for bills since I get paid every 2 weeks. My pay dates fluctuate in relation to when things are due so sometimes I need to pay things early, other times to pay them late.

I know I need to find motivation to deal with the finances but it is sometimes hard, especially when facing my tiredness but also the also the stress of a small budget!

Thank you for your sympathies. Most people don't understand so that adds it's own stress. We're doing our best!