For my retirement saving, it's pretty automatic. I have a 401k that gets automatically deducted from my bank account every month, and a 403b through my employer that is automatically drawn from my paycheck each pay period.
As to housing, if I am able to get a job in the area (which I would dearly love to do), I would just move back home. My parents have a two-story house set into the side of a hill so that both stories have a ground-level entrance; they live mostly on the top floor (master suite, kitchen, living room, dining room) and I'd have the bottom floor (two bedrooms, bathroom, family room). Even if they had to sell the house and move in with me, though, it doesn't matter--we get along great even when in close proximity for long periods of time.
This is all future stuff, though; I doubt they'll retire in the next ten years, and I'll have changed jobs (and hopefully moved back to be on the same coast) by then. (Average time per job in my field is about seven years, then you move on, and I like where I am but don't want to spend my life here, so I'll definitely be looking to move sooner rather than later.) Unless something completely, totally unforseen happens, they wouldn't be joining me where I am now; but if they did, I have enough space for them right now. I mean, they'd have to get rid of a lot of stuff, but they'd probably get the finished basement, which has a bedroom, bathroom, and large den.
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As to housing, if I am able to get a job in the area (which I would dearly love to do), I would just move back home. My parents have a two-story house set into the side of a hill so that both stories have a ground-level entrance; they live mostly on the top floor (master suite, kitchen, living room, dining room) and I'd have the bottom floor (two bedrooms, bathroom, family room). Even if they had to sell the house and move in with me, though, it doesn't matter--we get along great even when in close proximity for long periods of time.
This is all future stuff, though; I doubt they'll retire in the next ten years, and I'll have changed jobs (and hopefully moved back to be on the same coast) by then. (Average time per job in my field is about seven years, then you move on, and I like where I am but don't want to spend my life here, so I'll definitely be looking to move sooner rather than later.) Unless something completely, totally unforseen happens, they wouldn't be joining me where I am now; but if they did, I have enough space for them right now. I mean, they'd have to get rid of a lot of stuff, but they'd probably get the finished basement, which has a bedroom, bathroom, and large den.