Thank you for this suggestion. I get paid every 2 weeks (wife lost her job & can't work anymore so down to 1 income), some months have 3 pays but this might be something I can do. If I'm onto it, I'll usually write out the bills do next pay (if I'm not then it's 2 weeks gone and my next pay is about to go in and bills aren't paid).
Maybe if I go for 3 times a month to catch all my bills and pays, see if that helps. I try to keep an extra $100-$150 as "forgotten money buffer"--I estimate we have $100-$150 less than we actually do just in case of me messing up the sums or something happening.
DO you track your daily spending too? We both mostly use our Eftpos/ATM cards for stuff and entering the individual receipts is one of the daunting things for me. I don't want to just wing it and not do that but maybe doing the budget every 3-4 weeks would cut this back.
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Date: 2012-09-01 09:23 pm (UTC)Maybe if I go for 3 times a month to catch all my bills and pays, see if that helps. I try to keep an extra $100-$150 as "forgotten money buffer"--I estimate we have $100-$150 less than we actually do just in case of me messing up the sums or something happening.
DO you track your daily spending too? We both mostly use our Eftpos/ATM cards for stuff and entering the individual receipts is one of the daunting things for me. I don't want to just wing it and not do that but maybe doing the budget every 3-4 weeks would cut this back.
Thanks!