How to get out of credit card debt, Redux

[jamethiel]

So. This comm has been a little quiet lately. A large part of this is because I lost the plot for a little while. I got out of nearly three grand's worth of credit card debt. Then I promptly got back into debt again. So this is going to be a post about what I have learned about getting out of debt and things I would do again, wouldn't do again and what didn't work for me.

( The first step. )

( Next: Try to stop. )

( Balance transfers )

( Pay yourself first )

( Minimum repayments are not your friend )

( Finally: don't short yourself )

( Some philosophical stuff about the use of credit. )

( A grab-bag of organisational stuff that I find helps. )

( Future plans )

So, how are you all doing?