If I can brag on myself ...

[devilc]

My monthly payment into my "Oh, Snap!" fund is based on the maximum car payment I can comfortably afford to pay each month.

In 2006 this fund contained barely over $1000. I've taken no money out of this fund except for my annual funding of my Roth IRA or for automotive repairs/maintenance

I am now up to one year of salary in my "Oh, Snap!" fund.