I'm pretty on track with where I need to be or so I assume.
I finally finished paying off the money that was owed to the first college I went to - meal plan, pretty much (my dad said he would pay for it in the divorce decree. I had the fun of getting collection notices. I paid it all off - about 50 dollars a week, to the tune of 3200).
I have a student loan that's still subsidized, so I've been paying down the principle while the governments been paying the interest.
I get paid every week, and split all my bills in quarters (cell phone, credit card, student loan, and 2 others), and have everything debited out of my account on payday. Otherwise, I'll spend the money on whatever, because it's just sitting there.
(Yes, part of the quarters on things includes my two savings accounts. I also have a 401k that's taken out pre-taxes).
I know you are supposed to keep money until the bill is due, to collect interest, but I just can't do that.
I have credit card debt, but now that I don't have to pay money to the collection agency, I put 25 extra to the credit card and 25 to the saving accounts.
Uhm. What else - I have two savings accounts. One is where the money for my (eventual) apartment is making baby money - there's a few year savings bonds also attached to it, and the other is for whatever shiny technological thing I want (new computer, lalalala)
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Date: 2009-12-16 05:13 am (UTC)I'm pretty on track with where I need to be or so I assume.
I finally finished paying off the money that was owed to the first college I went to - meal plan, pretty much (my dad said he would pay for it in the divorce decree. I had the fun of getting collection notices. I paid it all off - about 50 dollars a week, to the tune of 3200).
I have a student loan that's still subsidized, so I've been paying down the principle while the governments been paying the interest.
I get paid every week, and split all my bills in quarters (cell phone, credit card, student loan, and 2 others), and have everything debited out of my account on payday. Otherwise, I'll spend the money on whatever, because it's just sitting there.
(Yes, part of the quarters on things includes my two savings accounts. I also have a 401k that's taken out pre-taxes).
I know you are supposed to keep money until the bill is due, to collect interest, but I just can't do that.
I have credit card debt, but now that I don't have to pay money to the collection agency, I put 25 extra to the credit card and 25 to the saving accounts.
Uhm. What else - I have two savings accounts. One is where the money for my (eventual) apartment is making baby money - there's a few year savings bonds also attached to it, and the other is for whatever shiny technological thing I want (new computer, lalalala)