My credit card was paid off and closed two years ago. I confess to not understanding this thing called 'credit rating', which I am told might make it an irresponsible decision to not have a credit card, but from where I stand getting involved in a system of invisible money with rules and consequences that one doesn't understand is more irresponsible.
I have two student loans. One is... not something I want to discuss in detail, but if I say that it paid for four years of UK higher education and has been accumulating interest for five, that should cover it nicely. I tend not to worry about that one too much: it's too big for anything I can do right now to make a dent, and I'm better off concentrating on qualifying/getting and keeping a job/generally maintaining a standard of living. Besides, there's every chance my employer will help out with that one (there are certain advantages to working in education).
The other is smaller - paid for my Masters and is eating £110 a month for another two years. Not perfect, but not too horrible, and it could have been much worse if it had had to cover accommodation as well.
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Date: 2010-06-04 10:46 am (UTC)I have two student loans. One is... not something I want to discuss in detail, but if I say that it paid for four years of UK higher education and has been accumulating interest for five, that should cover it nicely. I tend not to worry about that one too much: it's too big for anything I can do right now to make a dent, and I'm better off concentrating on qualifying/getting and keeping a job/generally maintaining a standard of living. Besides, there's every chance my employer will help out with that one (there are certain advantages to working in education).
The other is smaller - paid for my Masters and is eating £110 a month for another two years. Not perfect, but not too horrible, and it could have been much worse if it had had to cover accommodation as well.