Post of Joy and Celebration

[jamethiel]

o.O
I just paid off my credit card balance. In its entirety.

I may have a couple of dollars of interest to pay next month, but that sucker is GONE.

o.O

\o/

PARTY IN THE COMMENTS!!! COME AND TELL ME FANTASTIC THINGS ABOUT YOURSELVES!!!

... Dammit. I need some form of sparkly tiara gif. I DESERVE A SPARKLY TIARA GIF.

Comments

[scheherezhad]

Go, team you! \o/




Now a fantastic thing... *thinks* Oh, well, I paid off my car earlier this year, and I got a new job with decent pay (while also staying on at my old one part-time just because). Even after splurging a bit for my birthday recently, I've still managed to add over $600 back to my savings account and get my checking account back up to a nice level. I was really pleased about it when I checked my accounts this morning.

[jamethiel]

SPARKLY TIARA GIF!!!!!!!!

Also, well done on the two jobs. HAVING SAVINGS IS AWESOME AND SO ARE YOU!!!

[zillah975]

WOOOOOOOO-HOOOOOOOOOOO!!! That is THE MOST AWESOME! CONGRATULATIONS!!!!!

And um... me.... Um.... I'm a pretty good friend. :) And not as far in debt as I could be!

[jamethiel]

Yay for being a good friend and avoiding debt as far as you can! \o/

[mab_browne]

Congratulations. :-)

We paid for our new bathroom with cash?

[jamethiel]

OH THAT IS FANTASTIC!!! GO YOU!!! Having enough money to do something MAJOR without going into debt is such an achievement, isn't it? (I just paid for a four day holiday. In Perth. AND IT IS PAID OFF. o.O)

[batrachian]

YAY FOR YOU!

fantastic thing? um? well, my fiancee and I have our shit together enough to be able to pay for our wedding completely up-front with cash and checks and such, and don't have to resort to debt (or wrangling money from parents).

i feel like i'm gloating or something.

*goes back to lurking*

[jamethiel]

That's FANTASTIC! It's so great that you're going to be able to start married life without getting into debt.

(Also, celebrating your achievements: totally not gloating. It's inspirational--you did it, and others can aspire to it!)

(Also also, well done on Not Borrowing Money from your parents. I love my Mum and Dad, I do, but I prefer to leave borrowing money for disasters.)

[batrachian]

I guess I'd feel better about being in such a good position if I had any idea how I'd wound up here. I mean, clearly I'm doing something right, but I'm not exactly sure what.

Thanks for the reassurance. And more YAY for you

[jamethiel]

It basically boils down to: Spending Less Than You Earn.

Either that or you have a seekrit source of Money Trees and you aren't sharing *eyes you suspiciously*

[batrachian]

I have a Money Tree in the form of...my lifestyle is kinda built around being in college and not having a job so student loans had to cover it all? And I still think that's how it 'should' be, subconsciously. Then take that and match it with an engineering job at an established company that, well. It's salaried; that alone should give hints about how far up the payscale I've jumped.

[bethctg]

THIS IS EFFING AWESOME! *throws sparkly confetti over you*

[jamethiel]

YAY!!! *is showered in confetti*

[devilc]

I bought my last car, a 2006 Honda Civic, brand new, with cash. I totaled my previous car, and in 5 days I negotiated a good bargain, got the check from my insurance, took the remainder of the balance needed out of the "oh snap!" fund, and bought the car outright.

[jamethiel]

\o/

THAT IS AS IMPRESSIVE AS ALL GET OUT. GO YOU!!!

I'm. Still juuuust before the stage of buying a Major Purchase (eg. $1000 or more) without going into debt. BUT I WILL ACHIEVE IT IN THE NEXT YEAR.

[devilc]

Keep on trucking!

[vass]

[jamethiel]

:D :D :D THANK YOU! YOU ROCK!!!

[waterfall8484]

Is that the Harry Potter font? :~)

[vass]

The sparkletext generator site described this font as 'Parry Hotter'.

[waterfall8484]

Close enough. :~D

[waterfall8484]

Congratulations, that's awesome news!! *GIP*

Fantastic thing? Hmmm... Well, I've managed to save up some of my student loan so that I have a bit to fall back on now that it's taking a bit longer than it's supposed to. And I have an awesome family that is willing to help me until I can graduate and get a job. (Then I have to pay back my massive loan, but oh well. :~D)

[jamethiel]

YAY FAMILIES! and isn't having a safety net the best feeling?

[waterfall8484]

It is indeed - I daren't imagine what my stress levels would be like otherwise!

[ngakmafaery]

...congratulations...! Enjoy the invisible tiara...!

[jamethiel]

:D Thank you!

[xoxomarina]

Yay!! Congrats! It's good to be debt free!

Good things? Well, I'm working more than 40 hrs between two jobs while going to school this summer in an attempt to save and make extra $$. That's the overachiever in me! haha

[jamethiel]

Yay being debt free!

And congrats on working the two jobs! I hope that works out for you!

[holyschist]

Hooray!

My credit card and car loan debt are consolidated into my mom's replacing-her-roof loan now, which is nice for me in the short term--I'll start throwing money at them once I have a more stable job. But in the mean time, I finally have a decent job (albeit contract, and hence term-limited), which means I can do things like look at spending an entire month's disposable income on cat dental bills and not want to cry. Much.

I'm still digging out from the underemployed-couldn't-afford-things-like-car-maintenance hole, so not really saving money yet...but I can afford car maintenance and vet bills (one of the cats has asthma now, and I need to get her thyroid tested, in addition to the upcoming dental bills of doom), and I have health and dental insurance and no legit excuse anymore for not going to a human dentist myself. So it's a step in the right direction.

I'm just super-glad I don't have to count pennies and skip healthcare in order to pay for food. I haven't added to my debt in a long time, but living on my paycheck came at the expense of not doing important things.

Also the Feds now think I make enough money to make (token) payments on my student loans! Woo.

[jamethiel]

Ugh, I know that hole. I reckon it took me a YEAR of having a job that was $20,000 over what I'd been previously earning to catch up on the sort of routine stuff that I'd let slide, like buying a decent work wardrobe and getting my teeth cleaned.

Yay for having a good job!

[holyschist]

I'm not sure it's going to take me quite that long, but...yeah. And I'm feeling cautious because it's a contract job and I don't know what will happen next year. :-/ Still, it's better than before!

[red_trillium]

Congratulations!! Great work on getting to this place.

:)

[jamethiel]

:D Thank you!

[amihan]

Congrats! That's fantastic.
I have nothing awesome to add to that, sadly, but I'm hoping that things change in the future :)

[jamethiel]

:D Baby steps. Even if it's only $10 or $20, it's a start.

And thank you!

[delladea]

Congratulations! *throws confetti* Isn't it a wonderful feeling?

[jamethiel]

It really, really is. Thank you!