I completely understand about stress spending. I do it a LOT. Things that might help you: I wrap a picture of my goal (in my case, my ideal house) around my debit card in my wallet. Just helps remind me that every time I take it out for something frivolous that's not planned, that's what I'm taking a bit longer to get to. (I find I need some frivolity or I go nuts. But I try and limit it and have the greater part of my disposable income going towards my credit cards.
I also carry my "Wish list" in my wallet. I want an album? I buy stuff that's on the Wish list first. I don't buy anything that hasn't been on the wish list for a month, and every month I review it to see if I still want stuff.
Good on you for trying to get on track! It's really hard. I hope that you'll be able to pick up some useful tips.
![[community profile]](https://www.dreamwidth.org/img/silk/identity/community.png){kind=small}
![[personal profile]](https://www.dreamwidth.org/img/silk/identity/user.png){kind=small}
(no subject)
Date: 2009-12-28 10:21 am (UTC)I completely understand about stress spending. I do it a LOT. Things that might help you:
I wrap a picture of my goal (in my case, my ideal house) around my debit card in my wallet. Just helps remind me that every time I take it out for something frivolous that's not planned, that's what I'm taking a bit longer to get to. (I find I need some frivolity or I go nuts. But I try and limit it and have the greater part of my disposable income going towards my credit cards.
I also carry my "Wish list" in my wallet. I want an album? I buy stuff that's on the Wish list first. I don't buy anything that hasn't been on the wish list for a month, and every month I review it to see if I still want stuff.
Good on you for trying to get on track! It's really hard. I hope that you'll be able to pick up some useful tips.