Introduction post
Dec. 16th, 2009 10:57 am![[personal profile]](https://www.dreamwidth.org/img/silk/identity/user.png){kind=small}
jamethiel posting in ![[community profile]](https://www.dreamwidth.org/img/silk/identity/community.png){kind=small}
actyourwageAre you sure that you will never, EVER be able to save anything? Do your debts inspire you to hyperventilate and you don't know where to begin?
That's what this community is for.
We aim to provide a non-judgmental and nurturing environment so that you can face your financial demons and start getting your shit together. None of us are financial professionals. We're ordinary folk from all walks of life with a range of incomes and circumstances. We're here to provide advice and handy hints. So, WELCOME. This is the first ever post. Post in the comments! Introduce yourself, tell us your best and worst financial habits, what kind of post you'd like to see in this community. Say hi to others!
As a note: I can't crosspost to the LJ community of the same name automatically, but I'll do it manually. All posts will be mirrored both here and there from now on.
That's what this community is for.
We aim to provide a non-judgmental and nurturing environment so that you can face your financial demons and start getting your shit together. None of us are financial professionals. We're ordinary folk from all walks of life with a range of incomes and circumstances. We're here to provide advice and handy hints. So, WELCOME. This is the first ever post. Post in the comments! Introduce yourself, tell us your best and worst financial habits, what kind of post you'd like to see in this community. Say hi to others!
As a note: I can't crosspost to the LJ community of the same name automatically, but I'll do it manually. All posts will be mirrored both here and there from now on.
(no subject)
Date: 2009-12-28 10:21 am (UTC)I completely understand about stress spending. I do it a LOT. Things that might help you:
I wrap a picture of my goal (in my case, my ideal house) around my debit card in my wallet. Just helps remind me that every time I take it out for something frivolous that's not planned, that's what I'm taking a bit longer to get to. (I find I need some frivolity or I go nuts. But I try and limit it and have the greater part of my disposable income going towards my credit cards.
I also carry my "Wish list" in my wallet. I want an album? I buy stuff that's on the Wish list first. I don't buy anything that hasn't been on the wish list for a month, and every month I review it to see if I still want stuff.
Good on you for trying to get on track! It's really hard. I hope that you'll be able to pick up some useful tips.