Introduction post
Dec. 16th, 2009 10:57 amAre you sure that you will never, EVER be able to save anything? Do your debts inspire you to hyperventilate and you don't know where to begin?
That's what this community is for.
We aim to provide a non-judgmental and nurturing environment so that you can face your financial demons and start getting your shit together. None of us are financial professionals. We're ordinary folk from all walks of life with a range of incomes and circumstances. We're here to provide advice and handy hints. So, WELCOME. This is the first ever post. Post in the comments! Introduce yourself, tell us your best and worst financial habits, what kind of post you'd like to see in this community. Say hi to others!
As a note: I can't crosspost to the LJ community of the same name automatically, but I'll do it manually. All posts will be mirrored both here and there from now on.
That's what this community is for.
We aim to provide a non-judgmental and nurturing environment so that you can face your financial demons and start getting your shit together. None of us are financial professionals. We're ordinary folk from all walks of life with a range of incomes and circumstances. We're here to provide advice and handy hints. So, WELCOME. This is the first ever post. Post in the comments! Introduce yourself, tell us your best and worst financial habits, what kind of post you'd like to see in this community. Say hi to others!
As a note: I can't crosspost to the LJ community of the same name automatically, but I'll do it manually. All posts will be mirrored both here and there from now on.
(no subject)
Date: 2009-12-16 03:44 am (UTC)I come from a relatively privileged background, buy my parents thought that talking about money was gauche. So I never learned to budget. I was fairly directionless in life and managed to get myself in a lot of credit card debt.
Then I found a job I love and started taking control of my life. In 4 months, I've gone from having $3500 of credit card debt to having less than $2000. I'm actually on track to get free of debt in 8 months time.
In addition to that, I've developed some goals. They're big and it's scary, but I'm looking at saving to get the deposit for a house and also building an emegency fund.
Hi!
(no subject)
Date: 2009-12-16 04:59 am (UTC)(I am SO EXCITED for you, have I mentioned that?)
(no subject)
Date: 2009-12-16 05:07 am (UTC)Thank you so much! It's been huge for me. Going from not thinking about it because it made me panic and having maxed out cards, to having over $1000 free. And having a little bit left over in savings AND taking the starting steps to buy myself a house! It's not something I ever thought I'd actually be able to do.