Unwilling economies and motivation
Apr. 24th, 2010 03:21 am![[personal profile]](https://www.dreamwidth.org/img/silk/identity/user.png){kind=small}
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actyourwageI have come to the conclusion that the most frugal thing I could do is to stop drinking diet Coke and put all the money I spend per month on soft drinks into a savings account. I really, really love diet Coke. But I want a savings cushion, and the money has to come from somewhere.
If I give up diet Coke and icecream except for special occasions, I'll save about AUD$120 per month. I have enough tea, both loose leaf and in bags, to last me a long time, because I simply like the diet Coke better, for the caffeine; and for the hydration I can simply drink water.
If I substitute chickpeas (51c for 100g dry even if I don't buy them in bulk, then cooked in the crockpot and then refrigerated or frozen) for my beloved vegetarian hot dogs (on which I spend about $25 a week) I'll save nearly $70 a month.
If I made just these changes and no others, I could have a $1000 cushion in less than half a year.
Or I could be less frugal and just buy soda water instead of Coke, and save $45.30 per month. I'd still get my cushion in less than 7 months. And maybe at the end of that time, I won't want Coke or icecream or vegie hot dogs any more. (It seems unlikely, but people's tastes do change.) Or I could just be happy with my cushion, and go back to my old wasteful ways. Or I could do it half a year every year, and in five years I'd have enough for a term deposit.
I would like some encouragement, please, because I'm very scared.
If I give up diet Coke and icecream except for special occasions, I'll save about AUD$120 per month. I have enough tea, both loose leaf and in bags, to last me a long time, because I simply like the diet Coke better, for the caffeine; and for the hydration I can simply drink water.
If I substitute chickpeas (51c for 100g dry even if I don't buy them in bulk, then cooked in the crockpot and then refrigerated or frozen) for my beloved vegetarian hot dogs (on which I spend about $25 a week) I'll save nearly $70 a month.
If I made just these changes and no others, I could have a $1000 cushion in less than half a year.
Or I could be less frugal and just buy soda water instead of Coke, and save $45.30 per month. I'd still get my cushion in less than 7 months. And maybe at the end of that time, I won't want Coke or icecream or vegie hot dogs any more. (It seems unlikely, but people's tastes do change.) Or I could just be happy with my cushion, and go back to my old wasteful ways. Or I could do it half a year every year, and in five years I'd have enough for a term deposit.
I would like some encouragement, please, because I'm very scared.
(no subject)
Date: 2010-04-24 05:15 am (UTC)Once your savings starts to grow that might be the encouragement you need to give them up completely. Or to cut it back to 1/4 what you eat/drink now. You need to be kind to yourself, to realise your mind will rebel and you'll have down days where you just want a Coke or veggiedog. That's ok and that's why I'd say try to cut back instead of completely cutting out.
Good luck!