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(Yes, I do realise that's the most pretentious subject line ever. Moving on)
I am in an unusual position at the moment. I am two months away from getting out of credit card debt. Easily, with no extra repayments beyond what I'd already budgeted for. My other short-term goal, a yearly train ticket has been achieved. It's sitting in my wallet right now and I've got an automatic debit into an account that I can't touch that empties once a year so I've got next year's ticket set up.
What do I do now?.
I do have longterm goals. Of course I do. But the thing with longterm goals is that I can't concentrate on them too much or I go crazy. They're so far away! My short-term goals are finished, my medium term goals are now short-term goals and they're either achieved or a blink away from being achieved.
I do have another medium-term goal which I'm going to start--building a cushion of three months salary as savings. I think I can make progress on that but it's going to take a while. I could break that down into smaller goals and then look into places where I can shove the money so I can't touch it? Term deposit or the like? Does anyone have any suggestions?
I suppose I could start saving for a computer as I think my laptop is getting to the end of its life? I might also set aside a small amount of money for a celebration of some sort, only I've retrained my brain to such an extent that I don't really WANT anything. Maybe I should save for a good suit.
I don't know! Tell me what to do!
I am in an unusual position at the moment. I am two months away from getting out of credit card debt. Easily, with no extra repayments beyond what I'd already budgeted for. My other short-term goal, a yearly train ticket has been achieved. It's sitting in my wallet right now and I've got an automatic debit into an account that I can't touch that empties once a year so I've got next year's ticket set up.
What do I do now?.
I do have longterm goals. Of course I do. But the thing with longterm goals is that I can't concentrate on them too much or I go crazy. They're so far away! My short-term goals are finished, my medium term goals are now short-term goals and they're either achieved or a blink away from being achieved.
I do have another medium-term goal which I'm going to start--building a cushion of three months salary as savings. I think I can make progress on that but it's going to take a while. I could break that down into smaller goals and then look into places where I can shove the money so I can't touch it? Term deposit or the like? Does anyone have any suggestions?
I suppose I could start saving for a computer as I think my laptop is getting to the end of its life? I might also set aside a small amount of money for a celebration of some sort, only I've retrained my brain to such an extent that I don't really WANT anything. Maybe I should save for a good suit.
I don't know! Tell me what to do!
(no subject)
Date: 2010-05-05 11:38 am (UTC)