(no subject)
Jul. 30th, 2011 10:51 pm![[personal profile]](https://www.dreamwidth.org/img/silk/identity/user.png){kind=small}
alexseanchai posting in ![[community profile]](https://www.dreamwidth.org/img/silk/identity/community.png){kind=small}
actyourwageDead comm is dead. *pokes at it*
Hi, I'm Ellie, and I have problems with buying things on impulse. This may be related to my thousands of dollars in credit card debt. I have a full-time job which, after monthly expenses, gives me four hundred a month to pay down credit card debt with. Somehow the debt keeps not going down. Does anyone have suggestions for ways to convince myself I don't actually need any of the books and probably don't need any of the crafting supplies I buy?
Hi, I'm Ellie, and I have problems with buying things on impulse. This may be related to my thousands of dollars in credit card debt. I have a full-time job which, after monthly expenses, gives me four hundred a month to pay down credit card debt with. Somehow the debt keeps not going down. Does anyone have suggestions for ways to convince myself I don't actually need any of the books and probably don't need any of the crafting supplies I buy?
(no subject)
Date: 2011-07-31 12:53 pm (UTC)Savings. I keep meaning to do savings. I've got an Ally account I should resurrect.
Thanks!
(no subject)
Date: 2011-07-31 12:59 pm (UTC)No savings is the reason I got into debt again. I got out of debt, and had to move suddenly. It went on the credit card, and then it took AAGES to figure out my budget living by myself and in the meantime, the debt crept up and up and up...
So now I'm starting to pay it down again. But I'm doing it in a 2/3 1/3 way. 1/3 towards savings, the rest towards the card. In the month I've been doing it, it's already had an effect--my previously maxed out card has $200 free and I have the month from HELL this month (really big unexpected bills) but I have enough savings to get through it.
(no subject)
Date: 2011-07-31 01:05 pm (UTC)